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Gold and Silver Prices on July 12: Rates in Delhi, Mumbai, Kolkata, and Other Cities

· · 2 min read

On July 12, 2026, gold prices neared ₹1.45 lakh per 10 grams in India, while silver rates remained stable. Domestic prices were influenced by weakness in international bullion markets and global economic factors.

Precious metal markets in India saw gold prices approaching ₹1.45 lakh per 10 grams on July 12, 2026, with silver rates largely holding steady. This trend reflects a broader weakness observed in international bullion markets, which continues to exert pressure on domestic pricing.

MCX Futures Update

On the Multi Commodity Exchange (MCX), gold futures experienced a slight dip, falling by 0.27% to trade at ₹1.44 lakh per 10 grams. Conversely, silver futures showed a marginal increase of 0.08%, reaching ₹2.26 lakh per kilogram.

Understanding Gold Purity: 24-Karat vs. 22-Karat

In the retail sector, gold is primarily traded in two purities: 24-karat and 22-karat. While 24-karat gold is recognized as the purest form of the metal, 22-karat gold is widely favored for crafting jewelry. Its composition, which includes alloyed metals, provides enhanced strength and durability.

City-Wise Gold Rates (July 12, 2026)

24-Karat Gold (per 10 grams)

  • Delhi: ₹1,44,960
  • Mumbai: ₹1,44,380
  • Bengaluru: ₹1,44,960
  • Kolkata: ₹1,44,380
  • Hyderabad: ₹1,44,830
  • Chennai: ₹1,44,960

22-Karat Gold (per 10 grams)

  • Delhi: ₹1,32,910
  • Mumbai: ₹1,32,760
  • Bengaluru: ₹1,32,910
  • Kolkata: ₹1,32,910
  • Hyderabad: ₹1,32,760
  • Chennai: ₹1,32,910

City-Wise Silver Rates (July 12, 2026)

Silver (per 10 grams)

  • Delhi, Mumbai, Bengaluru, Kolkata: ₹2,349
  • Hyderabad, Chennai: ₹2,449

Silver (per kilogram)

  • Delhi, Mumbai, Bengaluru, Kolkata: ₹2,34,900
  • Hyderabad, Chennai: ₹2,44,900

Leading Jeweller Rates (as of July 10, 2026)

Two days prior, on July 10, 2026, prominent jewellers quoted specific rates:

  • Joyalukkas and Malabar Gold & Diamonds: ₹13,240 per gram for 22K gold across major Indian states.
  • Tanishq: ₹13,285 per gram for 22K gold.
  • Malabar Gold & Diamonds: ₹14,444 per gram for 24K gold.
  • Tanishq: ₹14,585 per gram for 24K gold.

Retail prices can show marginal differences influenced by factors such as brand-specific policies, procurement costs, and regional market conditions, even as overall bullion trends guide the broader market.

Factors Influencing Precious Metal Prices

Market participants are closely monitoring several key factors that could influence future precious metal price movements. These include global economic data releases, expectations surrounding US interest rate decisions, and fluctuations in currency markets. These elements collectively contribute to the dynamic pricing environment for gold and silver.

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